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Crossover Microfinance Bank Ongoing Graduate Recruitment

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Crossover is an innovative financial microfinanance/mortgage instituition offering various financial products and services.

We are recruiting to fill the position of: 

 Job Title: Operations Officer/Teller

Location: Ekiti
Main Tasks
 

  • Account deposits and withdrawals
  • Cheque transactions
  • Receive and verify loan repayment amount
  • Ensure compliance with all internal controls & established policies and procedures

Requirements

  • Minimum educational qualification of OND
  • A minimum of 1-3 year(s) experience
  • Experience in handling higher-volume cash transactions is an asset
  • Excellent customer service relations
  • Active PC user
  • Detail oriented
  • Honesty & integrity
  • Stress tolerance
  • High level of accuracy and Ability to work effectively with minimal supervisio





Job Title: Operations Officer/Teller
Location: 
Ogun
Main Tasks
 

  • Account deposits and withdrawals
  • Cheque transactions
  • Receive and verify loan repayment amount
  • Ensure compliance with all internal controls & established policies and procedures

Requirements

  • Minimum educational qualification of OND
  • A minimum of 1-3 year(s) experience
  • Experience in handling higher-volume cash transactions is an asset
  • Excellent customer service relations
  • Active PC user
  • Detail oriented
  • Honesty & integrity
  • Stress tolerance
  • High level of accuracy and Ability to work effectively with minimal supervision




Job Title: Relationship Officer
Location:
 Ekiti
Department: Business Development
Job Summary 

  • To form and manage group of clients for the purpose of accessing credit from the bank and also to collect loan and savings instalments.

Duties & Responsibilities

  • Creates and manages new groups, Majorly women, for the purpose of accessing credit.
  • Attend group weekly meetings for the purpose of collecting savings and loan repayments while managing new members.
  • To prepare credit proposal for each structured group after the group eligibility criteria are met.
  • Work towards achieving minimum of twenty groups within the first four months.
  • Ensure that all members of each group make complete payments of weekly instalments.
  • Maintain good relationships with corresponding banks.

Requirements
Minimum Educational Qualification:

  • Bachelor’s degree or HND in a related discipline. OND/NCE with a minimum of 3 year group lending experience can as well applied.

Minimum Experience:

  • Minimum of one (1) year group lending experience is essential for Bachelor’s degree or HND holders.

Technical Knowledge Required:

  • Excellent industry knowledge.
  • Group lending Knowledge.
  • Knowledge of competition.

Skills & Behavioural Competencies Required:

  • Sound relationship skills.
  • Sound credit, sales/marketing skills.
  • Communication Skills.
  • Charismatic personality/Good carriage.
  • Teachable and Adaptable
  • Integrity/Impeccable character.




Job Title: Relationship Manager
Location:
 Ekiti
Department: Business Development
Job Summary (Job Objective)
 

  • To be responsible for branch operations and have full financial and management authority in the branch office. To coordinate and guide the staff in the branch.

Duties & Responsibilities

  • Responsible for overall planning and inspection of groups’ formation before approval.
  • Review process and approves loan application forms and personally disburses loans, and is actively involved in collecting repayments.
  • Engage in the planning and preparation of members and group savings, credit programs and overall financial plan of the branch and implement it accordingly subject to approval limits.
  • Ensure achievement of branch’s monthly disbursement target.
  • Visit at least two groups daily to verify figures in pass books and the bank’s records noting anomalies and ensure corrections.
  • Coordinate and supervise branch staff.
  • Provide feedbacks to management based on findings during visits to group members.
  • Carryout other responsibilities as may be defined by the bank’s policy.

Requirements
Minimum Educational Qualification:

  • Bachelor degree or HND in a related discipline.
  • Post graduate or professional qualification is an added advantage.

Minimum Experience:

  • Minimum of three (3) years group lending experience from a foremost microfinance bank.
  • 6 to 12 months managerial experience is an added advantage.

Technical Knowledge Required:

  • Excellent industry knowledge.
  • Group lending Knowledge.
  • Knowledge of competition.

Skills & Behavioural Competencies Required:

  • Sound relationship and leadership skills.
  • Sound credit, sales and management skills.
  • Strong in analytics and numerate.
  • Communication Skills.
  • Charismatic personality/Good carriage.
  • Dynamic, Flexible, Adaptable.
  • Visionary, Opportunity sniffer
  • People Skills/Emotional Intelligence




Job Title: Relationship Officer
Location: 
Ogun
Department: Business Development
Job Summary (Job Objective) 

  • To form and manage group of clients for the purpose of accessing credit from the bank and also to collect loan and savings installments.

Duties & Responsibilities

  • Creates and manages new groups, Majorly women, for the purpose of accessing credit.
  • Attend group weekly meetings for the purpose of collecting savings and loan repayments while managing new members.
  • To prepare credit proposal for each structured group after the group eligibility criteria are met.
  • Work towards achieving minimum of twenty groups within the first four months.
  • Ensure that all members of each group make complete payments of weekly installments.
  • Maintain good relationships with corresponding banks.

Requirements
Minimum Educational Qualification:

  • Bachelor degree or HND in a related discipline.
  • OND/NCE with a minimum of 3 year group lending experience can as well applied.

Minimum Experience:

  • Minimum of one (1) year group lending experience is essential for Bachelor degree or HND holders.

Technical Knowledge Required:

  • Excellent industry knowledge.
  • Group lending Knowledge.
  • Knowledge of competition.

Skills & Behavioural Competencies Required:

  • Sound relationship skills.
  • Sound credit, sales/marketing skills.
  • Communication Skills.
  • Charismatic personality/Good carriage.
  • Teachable and Adaptable
  • Integrity/Impeccable character.




Job Title: Relationship Manager
Location:
 Ogun
Department: Business Development
Job Summary (Job Objective) 

  • To be responsible for branch operations and have full financial and management authority in the branch office. To coordinate and guide the staff in the branch.

Duties & Responsibilities

  • Responsible for overall planning and inspection of groups’ formation before approval.
  • Review process and approves loan application forms and personally disburses loans, and is actively involved in collecting repayments.
  • Engage in the planning and preparation of members and group savings, credit programs and overall financial plan of the branch and implement it accordingly subject to approval limits.
  • Ensure achievement of branch’s monthly disbursement target.
  • Visit at least two groups daily to verify figures in pass books and the bank’s records noting anomalies and ensure corrections.
  • Coordinate and supervise branch staff.
  • Provide feedbacks to management based on findings during visits to group members.
  • Carryout other responsibilities as may be defined by the bank’s policy.

Technical Knowledge Required:

  • Excellent industry knowledge.
  • Group lending Knowledge.
  • Knowledge of competition.

Skills & Behavioural Competencies Required

  • Sound relationship and leadership skills.
  • Sound credit, sales and management skills.
  • Strong in analytics and numerate.
  • Communication Skills.
  • Charismatic personality/Good carriage.
  • Dynamic, Flexible, Adaptable.
  • Visionary, Opportunity sniffer
  • People Skills/Emotional Intelligence.

Requirements
Minimum Educational Qualification:

  • Bachelor Degree or HND in a related discipline. Post graduate or professional qualification is an added advantage.

Minimum Experience:

  • Minimum of three (3) years group lending experience from a foremost microfinance bank. 6 to 12 months managerial experience is an added advantage.



How to Apply
Interested and qualified candidates should send their applications and CV’s to: info@crossovermb.com 

Note: Only shortlisted candidates will be contacted

Deadline  5th May, 2016. 

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