Fresh Graduate Career Opportunities at a Mortgage bank in Nigeria

Angelo Consults – Our client a reputable Mortgage bank in Nigeria requires the services of an experienced banker to ensure sound credit administration and effective loan recovery where necessary; while ensuring the creation of healthy short-term credits.

We are recruiting to fill the position of: 

Job Title: Credit Admin/Risk Officer

Location: Lagos
Unit: Credit Administration and Risk Management

Major Duties

  • Implement credit strategies within the context of banks risk acceptance criteria
  • Ensure compliance with established guidelines on global credit position vis-à-vis various market segments
  • Ensure proper administration of credit exposures to minimize banks risk of loss.
  • Ensure timely identification and management of credit delinquencies
  • Management of banks credit portfolio
  • Ensure proper documentation of all credit facilities granted
  • Generate quality and volume deposits
  • Monitor and manage all relationships on an on-going basis
  • Prepare credit reports for management
  • Perform all other duties as assigned by management

Reporting Relationships

  • Reports to: Head Credit Administration
  • Supervises: None

Key Performance Indicators:

  • Quarterly growth in number and value of customer accounts – 45% increase
  • Level of volume deposit/income generation – minimum of 90% achievement of assigned targets
  • Number of visits/calls to customers per quarter, which must be documented
  • Quality of banks risk asset portfolio – high level
  • Level of achievement for set loan recovery targets – minimum of 85% recovery
  • Accuracy and completeness of credit documentation
  • Timeliness and accuracy of management reports
  • Level of team morale – high

Skill Requirements:

  • Basic banking operations/product knowledge
  • Credit appraisals and analysis
  • Customer relations/service
  • Good working knowledge of computers
  • Financial analysis
  • Negotiation
  • Effective oral & written communication


How to Apply


Interested and qualified candidates should send their Application letter and CV’s to:info@angeloconsults.com 

Note: Kindly place your cover letter in the body of your email. Please quote ‘Credit Admin/Risk Officer – Mortgage Bank’ in the subject area of your email.


Deadline: 14th July, 2016.


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