Calabar Microfinance Bank is an integrated financial service institution with a hard earned reputation for excellent financial business practices and a goal of fostering wealth creation by supporting and promoting business and entrepreneurial development among the economically/entrepreneurially
“Active poor” and under-banked population. With its Corporate Headquarters at No. 72 Egerton Street, Calabar.
Calabar Microfinance Bank is recruiting to fill the position below:
Job Title: Credit / Loan Officer
Location: Cross River
Job Description
- Meet with applicants to obtain information for loan applications and to answer questions about the process.
- Analyze applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans.
- Submit applications to credit analysts for verification and recommendation.
- Handle customer complaints and take appropriate action to resolve them.
- Negotiate payment arrangements with customers who have delinquent loans.
- Market bank products to individuals and firms, promoting bank services that may meet customers’ needs.
- Set credit policies, credit lines, procedures and standards in conjunction with senior managers.
- Analyze potential loan markets and develop referral networks in order to locate prospects for loans.
- Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
- Obtain and compile copies of loan applicants’ credit histories, corporate financial statements, and other financial information.
- Review and update credit and loan files.
- Review loan agreements to ensure that they are complete and accurate according to policy.
- Compute payment schedules.
- Stay abreast of new types of loans and other financial services and products in order to better meet customers’ needs.
How to Apply
Interested and qualified candidates should send their CV’s to: headit@cmfbank.com
Deadline 28th February, 2017.
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