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Calabar Microfinance Bank Job Vacancy for a Credit / Loan Officer

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Calabar Microfinance Bank is an integrated financial service institution with a hard earned reputation for excellent financial business practices and a goal of fostering wealth creation by supporting and promoting business and entrepreneurial development among the economically/entrepreneurially 
“Active poor” and under-banked population. With its Corporate Headquarters at No. 72 Egerton Street, Calabar.

Calabar Microfinance Bank is recruiting to fill the position below:


Job Title: Credit / Loan Officer
Location:
 Cross River
Job Description

  • Meet with applicants to obtain information for loan applications and to answer questions about the process.
  • Analyze applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans.
  • Submit applications to credit analysts for verification and recommendation.
  • Handle customer complaints and take appropriate action to resolve them.
  • Negotiate payment arrangements with customers who have delinquent loans.
  • Market bank products to individuals and firms, promoting bank services that may meet customers’ needs.
  • Set credit policies, credit lines, procedures and standards in conjunction with senior managers.
  • Analyze potential loan markets and develop referral networks in order to locate prospects for loans.
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
  • Obtain and compile copies of loan applicants’ credit histories, corporate financial statements, and other financial information.
  • Review and update credit and loan files.
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Compute payment schedules.
  • Stay abreast of new types of loans and other financial services and products in order to better meet customers’ needs.
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How to Apply

Interested and qualified candidates should send their CV’s to: headit@cmfbank.com


Deadline  28th February, 2017. 

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