Branch.co delivers world-class financial services to the mobile generation. The spread of smartphones presents an incredible opportunity for the world’s emerging middle class to access banking options and achieve financial flexibility. Branch.co is revolutionizing banking in Nigeria, Kenya, India and Tanzania, and will soon expand to other countries across the globe.
We are recruiting to fill the position below:
Job Title: Loan Review Associate
Location: Lagos, Nigeria
Job Description
Location: Lagos, Nigeria
Job Description
- This role will be responsible for day to day loan appraisal, loan disbursement and other payment processes.
Qualifications
- Degree in Finance/Banking/ Business
- 1 year experience in a credit, loan review, risk management role
- Detailed understanding of loan reviews, credit scores and risk levels
- An interest in start-up environment and financial services
- Highly entrepreneurial and comfortable with ambiguity and taking initiative
- Excellent collaborator and team player
- Analytical, comfortable analysing data using SQL and Excel with excellent attention to detail
Key Duties
- Evaluate loan applications for all new borrowers applying for Branch loans
- Escalate any credit and risk matters to the team lead
- Propose and escalate areas of continuous improvement to the product team
- Any other duties as may arise on a daily basis
- Identify and report potential fraud
- Manage refunds, repayments, and other payment processes
- Update documentation related to loan reviews and payment processes
- Initiate manual disbursements to customers
What We Offer
- Are you ready to revolutionize mobile lending in Nigeria and have a great time doing it? At Branch, you will be part of a talented, passionate team that is determined to make a positive impact on the lives of our customers. We also care a lot about the personal and professional development of our team.
- You will join a team with unmatched experience in financial technology and emerging markets. Since our launch in April 2015, we’ve disbursed over 2 million loans and are already profitable on our portfolio. Our success has led to our, most recent $70m investment from Silicon Valley’s leading VCs.
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