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Business and Finance

Retail Relationship Officer Job Vacancy at Addosser Microfinance Bank, 27th September, 2018

Addosser Microfinance Bank Limited is an innovative financial institution dedicated to improving the living condition of everyday people through value-added financial products and services. The bank was incorporated in 2008 and is duly licensed by the Central Bank of Nigeria as a microfinance bank.

We are recruiting to fill the position below:

Job Title: Retail Relationship Officer
Location:
 Lagos Island, Lagos

Relevant Skills, Qualifications, Attributes & Experience

  • Hardworking, commitment, ability to communicate and self- motivated person.
  • Excellent interpersonal & numerical skills.
  • Excellent team player.
  • HND /University Degree in Banking, Accounting, Economics or other related field.
  • At least 2 – 3 years’ experience in a Micro Finance Institution.
  • Good understanding of business process.

 

Main Responsibilities

  • Conducts credit check on borrowers and their guarantors.
  • Confirm status (physical state, valuation etc.) of assets/properties used as collateral by customers.
  • Follow up on delinquent loans & immediately refer to same to his/her supervisor.
  • Ensure PAR is within tolerable level as specified by management.
  • Sourcing for microfinance Micro & SME clients in identified market zones.
  • Creation of quality risk assets monthly.
  • Rendering financial advice to customers.
  • Ensure credit appraisal & cash flow analysis of clients.
  • Ensure all loan requirements inclusive of charges are properly. communicated to clients and all documentations duly completed, executed & submitted.
  • Ensure that all approved Loans are disbursed timely.
  • Ability to analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower
  • Supervises Loan packaging and documentation.

How To Apply
Interested and qualified candidates should send their CV’s to: careers@addosser.com

Application Deadline 15th October, 2018.

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