Business and Finance

Job Vacanies at MKOBO Microfinance Bank Limited, 2nd Dec.

MKOBO is a fully licensed Microfinance bank by the Central Bank of Nigeria (CBN) in Lagos, Nigeria. MKOBO was conceived to help solve consumers’ need for access to short-term emergency credit. Our goal is to provide access to short term unsecured loans, which is easily accessible. We cater to the demography currently underserved by the Commercial banks in our aim to help increase financial inclusion of the Nigerian population.

We are recruiting to fill the position below:


Job Title: Audit Manager      


  • Report on Anti-Money Laundering policy of CBN, NDIC, EFCC, ICPC and other relevant bodies.
  • Reviewing and preparing the bank compliance ratios and compare side by side with the regulatory standard ratios to see if the bank is falling short of the standard and give recommendation based on the report.
  • Reviewing of daily call over report, Bank reconciliation statement daily, weekly, and monthly.
  • Prevent and detect fraud, suppression, theft or misappropriation of funds.
  • To prepare profit and loss account monthly.
  • Carry out Income analysis daily, weekly, and monthly.
  • Reviewing bank reconciliations and other financials.
  • Manage operations of audit department to ensure achievement of set objectives and goals.
  • Overseeing and ensuring preparation of timely Audit reports to the Board.
  • Conduct Audits in accordance with the approved audit processes.
  • Ensure that process and procedures are adequate to prevent and detect fraud, suppression, theft or misappropriation of funds.
  • Carry out audit investigation of each unit in accordance with the approved audit plan.
  • Returns rendition to CBN.

Qualification and Experience

  • Minimum of a B.Sc in Accounting/Finance from a reputable university.
  • Post graduate degree is an added advantage.
  • Minimum of five years working experience in a similar role with at least 3 years within a financial institution.
  • Must have very good experience of leading and managing people.
  • Proven knowledge of auditing standards and procedures, laws, rules and regulations.
  • Be a qualified member of ICAN/ACCA/CIA


  • In-depth knowledge of IFRS guidelines and regulations
  • Strong understanding of Institute of Internal Auditor’s standards.
  • Ability to build relationships while asking tough question.
  • Management, organizational, team building, coaching and mentoring skills.
  • Skilled in productivity, planning, and workload management.
  • Strong background and experience with audit methodologies and techniques.
  • Broad working knowledge of accounting theory and practice, financial institution laws and regulations and best practices.
  • Strong understanding of internal controls and sound knowledge of business practices, risks, and business process improvements.


  • Ability to multi-task and meet established deadlines.
  • Effective relationship and negotiation skills and in working will all levels of management.
  • Ability to recognize sensitive issues for timely communication and/or escalation.
  • Ability to exercise sound discretion and judgment.
  • Ability to share information appropriately with awareness of its effect on others.
  • Prior success conducting external or internal audits
  • Well developed analytical skills, innovative and strategic thinking
  • PC word processing, spreadsheet and database preparation and evaluation skills
  • Report writing dealing with detailed, complex and technical concepts
  • Excellent written and oral communication ability
  • Strong time management and organizational skills
  • Possess a high level of integrity and work ethic.


Job Title: Product Manager
: Lagos


  • Partner with a team of software engineers and designers from feature ideation through to development.
  • Lead requirements gathering from users, support, sales, marketing and prepare requirements documentation.
  • Collaborate with technology, credit, business development, sales and operations to design, build, and launch scalable data and solutions for bank customers.
  • Define KPI’s, monitor the performance of your product and continuously improve it.
  • Conducts targeted market research and analyze the resulting data to identify new revenue opportunities for your product.
  • Regularly engage with customers to understand and validate their evolving business needs and gather the necessary inputs to enhance your product.
  • Grow and evolve existing partnerships to become significant revenue drivers for MKOBO.

Requirements, Qualifications and Experience

  • Minimum of a Bachelor’s Degree in Business Management, Communications, Customer Management from a reputable university.
  • Post graduate degree is an added advantage.
  • Minimum of 4 years working experience in a similar role with at least 3 years within a FinTech.
  • Must have very good experience of leading and managing people.
  • PMP certification is an added advantage.


  • 4+ years experience delivering highly successful consumer products with demonstrable and measurable results.
  • Experience in product management, experience in finance or lending.
  • Product management experience with a leading Fintech company or Startup.
  • Product lifecycle ownership – You have identified opportunities, tested, built, launched and optimized major products before.
  • Sharp – Ability to think on your feet, quickly come up with innovative solutions and always be one step ahead.
  • Interest in digital products.
  • Self-starter – A willingness and appetite to do what it takes to take the product from concept to launch.
  • A strong analytical background with the ability to find data, identify and run tests, distil the results quickly and turn it into actionable insights.
  • Technical – High-level understanding of technical problems and how to break down the work involved in solving them.
  • Strong communication skills to collaborate with stakeholders, software developers, tech team, senior management, and external clients.
  • Strong written and verbal communication skills.
  • Great team member and partner.

How to  Apply

Interested and qualified candidates should send their Applications to: with “Audit Manager” as the subject of the email.


Application Deadline 21st January, 2019.

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