Poverty Reduction and Rural Women Empowerment Initiative, a microfinance institute whose Head office is located in Lagos is currently seeking to recruit the services of:
Job Title: Relationship Officer
Location: Abeokuta and Ijebu Ode – Ogun
Job Objective & Summary
- To source for and open new accounts, disburse and manage loans and ensure full repayment as at when due.
Responsibilities
- Attracts new customers to the business and maintain an excellent relationship with clients
- Analyze potential loan markets and development referral networks to locate prospects for credit products.
- Evaluate loan applications and documentation by confirming credit worthiness while processing loan application of successful clients.
- Ensure client relationship management and confidentiality is maintained.
- Repetitively work towards increasing client base and product’s volume of portfolio.
- Pursue the sourcing of new accounts and client/savings mobilization.
- Conducts pre-loan training, client and guarantor’s verification.
- Ensure an efficient and effective process in savings and repayment collections.
- Manage and follow up on loan to ensure prompt and due repayment, while preventing default.
- Efficiently and effectively manage defaults where they occur.
- Perform other duties and responsibilities as may be assigned by the Relationship Manager.
Education/Qualification
- Bachelor’s degree from a recognized academic institution in marketing, or related field.
- Minimum of Two (2) years relevant experience; working in a Banking or Microfinance bank setting.
Skills & Knowledge:
- Good communication and interpersonal skill
- Good sales and marketing skills
- Ability and aptitude to work with detail, precision, speed, and accuracy.
- Basic computer literacy
Job Title: Internal Control and Audit Officer
Locations: Ibafo & Abeokuta – Ogun
Job Objective
- To monitor internal control and ensure that staff comply with the bank’s accounting system and internal control policies.
Responsibilities
- Carry out all duties that focus on monitoring compliance with the bank’s internal control policies in the branches and units.
- Carry out daily reconciliation of the company’s bank accounts
- Ensure all outstanding transactions are posted promptly
- Ensure wrong postings of transactions are reversed
- Daily follow up with operations/tellers on outstanding transactions
- Raise exception report on a daily basis
- Check all books of account to ensure they are free of errors.
- Verify all expenses made in the branch, including price verification and certification of payment voucher.
- Check loan forms and files for adequacy, precedent to disbursement.
- Verify client’s business to confirm feasibility precedent to loan disbursement.
- Pay random visit to client site, for account reconciliation.
- Facilitate training of client before disbursement of loan and interview and attends to clients before opening of accounts.
- Ensure all KYC and KYB documents are properly filed before reconciliation.
- Check petty cash book on a daily basis.
- Monitor bank’s assets and identify any obsolete or idle assets for efficient disposal as may be required.
- Prepare compliance and control reports as may be appropriate.
- Perform other duties, as may be assigned by the Head, Internal Control.
Education/Qualifications
- Bachelor’s Degree or HND from a recognized academic institution in Accounting, Finance or other related field.
- Minimum of Two (2) years relevant experience in related role; working in a Banking or Microfinance bank setting.
- Candidates should be willing to resume within a short notice.
Skills & Knowledge:
- Good communication and interpersonal skill
- Ability and aptitude to work with detail, precision, speed, and accuracy.
- Knowledge of personal computers, including Microsoft Excel, Word processing.
- Knowledge of relevant accounting packages
- Knowledge in existing regulatory framework and best practices in internal control and audit.
How to Apply
interested and qualified candidates should send their tailored CV to: recruitment@prrwei.com
Application Deadline 14th December, 2018.
Note: Please note that only candidates residing in the area mentioned above should apply and only experienced candidates in a Microfinance Bank setting.
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