Jobs at Poverty Reduction and Rural Women Empowerment Initiative

Poverty Reduction and Rural Women Empowerment Initiative, a microfinance institute whose Head office is located in Lagos is currently seeking to recruit the services of:

 

Job Title: Relationship Officer
Location:
 Abeokuta and Ijebu Ode – Ogun

Job Objective & Summary

  • To source for and open new accounts, disburse and manage loans and ensure full repayment as at when due.

Responsibilities

  • Attracts new customers to the business and maintain an excellent relationship with clients
  • Analyze potential loan markets and development referral networks to locate prospects for credit products.
  • Evaluate loan applications and documentation by confirming credit worthiness while processing loan application of successful clients.
  • Ensure client relationship management and confidentiality is maintained.
  • Repetitively work towards increasing client base and product’s volume of portfolio.
  • Pursue the sourcing of new accounts and client/savings mobilization.
  • Conducts pre-loan training, client and guarantor’s verification.
  • Ensure an efficient and effective process in savings and repayment collections.
  • Manage and follow up on loan to ensure prompt and due repayment, while preventing default.
  • Efficiently and effectively manage defaults where they occur.
  • Perform other duties and responsibilities as may be assigned by the Relationship Manager.

Education/Qualification

  • Bachelor’s degree from a recognized academic institution in marketing, or related field.
  • Minimum of Two (2) years relevant experience; working in a Banking or Microfinance bank setting.

Skills & Knowledge:

  • Good communication and interpersonal skill
  • Good sales and marketing skills
  • Ability and aptitude to work with detail, precision, speed, and accuracy.
  • Basic computer literacy

 

Job Title: Internal Control and Audit Officer
Locations: Ibafo & Abeokuta – Ogun

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Job Objective

  • To monitor internal control and ensure that staff comply with the bank’s accounting system and internal control policies.

Responsibilities

  • Carry out all duties that focus on monitoring compliance with the bank’s internal control policies in the branches and units.
  • Carry out daily reconciliation of the company’s bank accounts
  • Ensure all outstanding transactions are posted promptly
  • Ensure wrong postings of transactions are reversed
  • Daily follow up with operations/tellers on outstanding transactions
  • Raise exception report on a daily basis
  • Check all books of account to ensure they are free of errors.
  • Verify all expenses made in the branch, including price verification and certification of payment voucher.
  • Check loan forms and files for adequacy, precedent to disbursement.
  • Verify client’s business to confirm feasibility precedent to loan disbursement.
  • Pay random visit to client site, for account reconciliation.
  • Facilitate training of client before disbursement of loan and interview and attends to clients before opening of accounts.
  • Ensure all KYC and KYB documents are properly filed before reconciliation.
  • Check petty cash book on a daily basis.
  • Monitor bank’s assets and identify any obsolete or idle assets for efficient disposal as may be required.
  • Prepare compliance and control reports as may be appropriate.
  • Perform other duties, as may be assigned by the Head, Internal Control.

Education/Qualifications

  • Bachelor’s Degree or HND from a recognized academic institution in Accounting, Finance or other related field.
  • Minimum of Two (2) years relevant experience in related role; working in a Banking or Microfinance bank setting.
  • Candidates should be willing to resume within a short notice.

Skills & Knowledge:

  • Good communication and interpersonal skill
  • Ability and aptitude to work with detail, precision, speed, and accuracy.
  • Knowledge of personal computers, including Microsoft Excel, Word processing.
  • Knowledge of relevant accounting packages
  • Knowledge in existing regulatory framework and best practices in internal control and audit.
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How to Apply

interested and qualified candidates should send their tailored CV to: recruitment@prrwei.com

 

Application Deadline 14th December, 2018.

 

Note: Please note that only candidates residing in the area mentioned above should apply and only experienced candidates in a Microfinance Bank setting.

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