Categories
Business and Finance

Retail Relationship Officer Job at Addosser Microfinance Bank Limited

Addosser Microfinance Bank Limited is an innovative financial institution dedicated to improving the living condition of everyday people through value-added financial products and services. The bank was incorporated in 2008 and is duly licensed by the Central Bank of Nigeria as a microfinance bank.

We are recruiting to fill the position below:

Job Title: Retail Relationship Officer

Location: (Odunade  & Oyingbo Branch), Lagos

Main Responsibilities

  • Sourcing for microfinance Micro & SME clients in identified market zones.
  • Ability to analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower
  • Supervises Loan packaging and documentation.
  • Conducts credit check on borrowers and their guarantors.
  • Confirm status (physical state, valuation etc.) of assets/properties used as collateral by customers.
  • Follow up on delinquent loans & immediately refer to same to his/her supervisor.
  • Ensure PAR is within tolerable level as specified by management.
  • Creation of quality risk assets of N10,000,000.00 monthly.
  • Rendering financial advice to customers.
  • Ensure credit appraisal & cash flow analysis of clients.
  • Ensure all loan requirements inclusive of charges are properly. Communicated to clients and all documentations duly completed, executed & submitted.
  • Ensure that all approved Loans are disbursed timely.

 

Relevant Skills, Qualification, Attributes & Experience

  • HND /University Degree in Banking, Accounting, Economics or other related field.
  • Excellent interpersonal & numerical skills.
  • Excellent team player.
  • At least 2 – 3 years’ experience in a Micro Finance Institution.
  • Good understanding of business process.
  • Hardworking, commitment, ability to communicate and self- motivated person.

Deadline: 5th August, 2019.

Method of Application
Interested and qualified candidates should send their CV to: careers@addosser.comusing the “Job Title” as the subject of the mail.

Leave a Reply

Your email address will not be published. Required fields are marked *