Business and Finance

Job Opportunities at La Fayette Microfinance Bank Limited, 10th October, 2019

La Fayette Microfinance Bank Limited – As an international registered microfinance bank, La Fayette Microfinance Bank offers a complete range of financial services and means of payment for its customers, including savings accounts, current accounts and fixed deposit accounts.

We are recruiting to fill the position below:


Job Title: Junior Business Application Developer

Location: Ibadan, Oyo

The Junior Business Application Developer will undertake the following responsibilities:

  • To translate user stories and use cases into functional applications.
  • Working with an agile team to develop, test, and maintain web and desktop-based business applications built on Microsoft technologies.
  • To design and develop the UI, code base and data access layers of our applications, and contribute to the success of team works at different layers of the system architecture/design.
  • System Documentations.
  • Ensure the best possible performance, quality, and responsiveness and availability of applications.
  • Regular system and database backup
  • To support vendor when needed.

Minimum Job Requirements

  • Minimum of B.Sc / HND in Computer Science, Software Engineering or related discipline with cognate experience.
  • Have at least 2 years of programming experience using Microsoft Technologies but not limited to this.
  • A proven knowledge of .Net 4.5+ using C# or VB.Net, ASP.Net (Web Form and/or MVC), LINQ.
  • Experience with UI/UX design.
  • Knowledge of service-oriented architecture and experience in web service development (Web API).
  • Proficiency in relational database design & development and administration using MS-SQL 2012 & above, MySQL, SyBase.
  • Proven knowledge of writing T-SQL and SQL performance improvement techniques.
  • Good knowledge of data reporting tools – SSIS, SSAS, SSRS and PowerBI would be an added advantage.
  • Analytical and problem solving skills.
  • Good knowledge of Agile Development (Scrum).
  • An idea of any Open Source technology and its associated frameworks (e.g WordPress & Laravel Framework).

How to Apply

Interested and qualified candidates should:
Click here to apply online

Job Title: Credit Risk Analyst

Location: Lagos

Main Responsibilities and Task

  • Analyses and gives a motivated opinion on every credit file to be presented to LCM from above N3 million. This tasks implies the following:
    • Ensures that all credit files are in compliance with credit process and documentation (documents, checklist, credit bureau checks,  appendix, etc.)
    • Checks the source of information/data and their reliability
    • Checks the exactitude and accurateness of data and calculation
    • Checks the respects of the rules and methodology used
    • Checks the global consistency of data between themselves and according to sector/comparable activities
    • Checks and interprets evolution of data, identify trends
    • Identify additional risks (fiscal, licenses, contracts, credit history etc.)
    • Exchanges information with CO in order to complete LAF
  • Checks – with HSME  – that procedures of credit risk follow-up and monitoring is respected (quality and frequency of post-disbursement visits)


  • Periodically analyses quantitatively and qualitatively loan portfolio of Advans Nigeria (sector concentration, product concentration, etc.)
  • Periodically perform default/PAR studies, measuring in particular the impact of collaterals, members of LCM and other on risk exposure
  • Makes recommendations (training, process, procedures, etc.) in order to improve the quality of analysis
  • Constitutes a database enable the Bank to build comparison/reference criteria between companies from the same sectors
  • Proposes evolutions in the policy, process, procedure, methodology, LAF, products, collaterals, related to the risks identified
  • Intervenes, if requested to, on certain cases of recovery


  • Controls loan files based on tangible/financial elements and are compliant with credit process and procedure
  • Informs directly MD/CEO/HSME in case of serious violations, in order for the management to take appropriate steps
  • The role and tasks will evolve with the growth of the organization.

Vertical mobility (within the same function):

  • Head, SME.

Qualification/Education and Work Experience

  • B.Sc / HND in any accredited and approved university and polytechnic.
  • Minimum of 3year work experience in a MFB having at least 18month experience as a credit analyst.


  • High-level proficiency in written and spoken English; good knowledge of MS-Office; good interpersonal relations skills.

Personal Traits:

  • Tactfulness; self-disciplined; resolute and Value driven. Pragmatic and meticulous in processes and procedures; Ability to relate effectively across different levels of authority. Time conscious and purposeful. Self-starter and fast learner.

Deadline: 11th October, 2019

How to Apply

Interested and qualified candidates should:
Click here to apply online

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