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Recruitment / Consulting

Loan Officer at Basic Consumers Kash Co-operative Society Limited

Basic Consumers Kash (Ebonyi) Co-operative Society Limited  is currently recruiting suitably qualified candidates to fill the position below:

Job Title: Loan Officer

Location: Ebonyi

Job Description

  • Source for potential clients who are credit worthy.
  • Analyze applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans.
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
  • Obtain and compile copies of loan applicants’ credit histories, corporate financial statements, and other financial information.
  • Review and update credit and loan files.
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Compute payment schedules.

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  • Stay abreast of new types of loans and other financial services and products in order to better meet customers’ needs.
  • Submit applications to credit analysts for verification and recommendation.
  • Handle customer complaints and take appropriate action to resolve them.
  • Work with clients to identify their financial goals and to find ways of reaching those goals.
  • Confer with underwriters to aid in resolving mortgage application problems.
  • Negotiate payment arrangements with customers who have delinquent loans.
  • Market bank products to individuals and firms, promoting bank services that may meet customers’ needs.
  • Supervise loan personnel.
  • Set credit policies, credit lines, procedures, and standards in conjunction with senior managers.
  • Provide special services such as investment banking for clients with more specialized needs.
  • Analyze potential loan markets and develop referral networks in order to locate prospects for loans.
  • Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.

Requirements

  • B.Sc, HND, NCE, OND in any business-related discipline.

Deadline: 7th August 2020.

Method of Application
Interested and qualified candidate should send their CV to: comaskalu@yahoo.com using the job title as the subject of the email.

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