Mutual Benefits Assurance Plc. (MUTUAL), has evolved into a conglomerate consisting of value-adding companies with diverse interests in various sectors of the Nigerian economy through investments, strategic alliances and partnerships. Today, MUTUAL is a leading brand in the Nigerian Insurance industry and well-capitalized with a team of highly trained professionals, a respectable Board and access to the International Insurance Market.
MUTUAL is the flagship of insurance in Liberia and also runs a full-fledged insurance operation in Republic of Niger, where we commenced business in January, 2014.
We are recruiting highly experienced professional to fill the position below:
Job Title: Head, Internal Control
Location: Ebute Metta, Lagos
Job Description
- Design, revise or update appropriate internal control, audit & compliance strategy and framework for the bank.
- Ensure proper documentation, recording and tagging of the company’s fixed assets.
- Liaise with external auditors
- Makes financial control-related recommendations on specific major projects or plans.
- Ensure that credit facilities to any customers or group of customers are in line with the regulatory guidelines; clearly defined internal policies and debt service capability.
- Monitoring of conditions subsequent to draw down for timely detection of documentation deficiencies.
- Ensure that all credits have been approved in accordance with the credit policy.
- Ensure that all pre-disbursement conditions have been met.
- Ensure that all collateral documents are properly kept and perfection carried out.
- Review approved credit for quality, performance and compliance with approved terms & condition in the credit policy. Ensure all credit are approved in accordance with the credit policy and any regulatory guidelines. prompt escalation of any deficiencies noted
- Carry out spot checks on loan customers to verify due diligence done prior to draw down
- Identify all non performing accounts and pursue workout strategies in collaboration with loan officers
- Ensure that limits are monitored.
- Ensure that income, fees, maturing repayment & other charges are captured.
- Detection and escalation of un-authorized credit.
- Implementation of policy driven credit related sanctions.
- Preparation of exception report as required.
- Custody and maintenance of credit files.
- Ensure that a review of the portfolio is carried out on a quarterly basis
- Ensure that appropriate recommendations are implemented such that the desired level of credit quality and performance are attained and sustained.
- Take necessary measure to ensure adequate quality assurance in operation i.e. call over. General ledger proofing/ reconciliation, integrity test, departmental control etc.
- Ensure proper verification of expenses before processing and disbursement of funds.
- Track bank deposits and payments
- Ensure compliance on report rendition to regulatory bodies.
- Ensure compliance to the bank rules, policies, and regulations.
- Review of the statutory returns to regulatory authorities and government agencies to ensure accuracy and timely rendition.
- Customers’ visitation for random deposit verification.
- Review the accuracy and reliability of financial transaction records – cash deposits, cash withdrawals, treasury bills investments, fixed deposits, and funds transfer.
- Involve in the thorough review of the bank’s accounting software, applications, digital platform and authorizations or permissions for efficiency.
- Reviewed customers’ account opening documents for compliance with Know Your Customer (“KYC”) policy and anti-money laundering requirements.
- Ensure compliance with the bank’s policies and conduct daily, weekly and monthly General Ledger (GL) review for reconciliation.
- Conduct sweep exercise and spot check on tellers and account officers.
- Schedules and plans audits; initiates project planning, assess risk and develops audit direction.
- Performs preliminary planning and establishes direction for audits, provides leadership to assigned auditors, manage project to quality outcomes, while meeting established time budget.
- Carry out spot checks on operational activities at branch, area and regional levels and take action on infractions or non-compliance issues.
- Conduct periodic checks on payroll.
- Ensure that prompt investigation of frauds, forgeries, breach of policies and procedures and serious customer complaints are conducted and ensure necessary action is taken on the outcome.
- Make recommendation for policy amendments based on emerging issues in audit and internal control.
- Takes responsibility for the training, coaching and mentoring of subordinates
- Perform other duties and responsibilities, as may be assigned by the Managing Director or by the Board.
Qualifications
- A good Bachelor’s degree/HND in Accountancy, plus Relevant professional qualification such as ICAN, CIBN, etc. MBA or M.Sc. will be added advantage.
- Minimum of 7 – 10 years relevant experience in a reputable firm preferably in the Financial Services Industry, Experience in a microfinance bank setting in related role is an added advantage.
- Experience in reporting to a Board/Board Committee.
Skills & Knowledge:
- Proficiency in Microsoft Excel and other Microsoft office programmes
- Knowledge of relevant accounting packages
- Knowledge of best practices in internal control and audit
- Knowledge of existing regulatory framework
- Excellent reporting skills
- Strategic thinking
- Managerial and leadership skills
- Firmness
- Good oral and written communication skills
- Integrity
- Flair for details
- Team-building skills
- Skill in examining and re-engineering operations and procedures, formulating policy, and developing and implementing new strategies and procedures.
How to Apply
Interested and qualified candidates should:
Job Title: Marketing Manager
Location: Lagos, Nigeria
Job Description
- Generating new businesses and increasing underwriting profit
- Ensure profitability by sourcing non-toxic businesses and meeting both individual and group targets
- Develop strategies to achieve not less than 85% renewal collections
- Market the company’s General Insurance products and collect premiums.
- Play leading role in the achievement of set production targets for the year.
- Create a favorable working environment for the marketing team.
- Collaborating with the Head, Corporate Marketing to establish and execute a sales goal/target.
- Ensuring that quotations, delivery of claims cheques and other document are attended to promptly.
- Counsel, train and guide direct reports to drive organization plans for achieving sales goal.
- Train marketing team with strategies and drive performance through regular weekly meetings.
- Assisting team members in their techniques for better sales performance.
- Maintains and expands customer base; building and maintaining rapport with key customers and identify new business opportunities.
- Developing specific plans to ensure growth both long and short-term.
- Review sales pipeline and performances regularly.
- Prepare and send error-free weekly, monthly and quaterly report on sales performance to Head, Corporate Marketing
Qualifications
- Minimum of B.Sc. / HND in Marketing, Insurance or any other related discipline.
- Master Degree will be an added advantage.
- Relevant professional membership and certification in Insurance and Marketing will be an added advantage.
- 8 years and above sales/marketing manager experience in the insurance industry.
- Credible track records in sales of general insurance product is essential
- Leadership skills and ability to drive team performance
- Result-oriented
- Good communication skills.
- Excellent presentation skills
- Drive to succeed
Additional Information:
- Candidate should be a resident of Lagos.
How to Apply
Interested and qualified candidates should:
Click here to apply online
Job Title: E-Commerce Executive
Location: Lagos, Nigeria
Job Description
- Devising strategies that harness sales-related insights, prevailing standards, and novel developments to encourage sales in our online platforms/digital channel
- Creating frameworks that transform our social media sites into highly profitable platforms
- Creating promotional offers and checking to see that these are uploaded precisely.
- Create, edit and upload product photography and descriptions to the e-commerce platform and review from time to time based on customer experience and feedback.
- Act as primary point of contact for online and mail order customers.
- Answering phone and email enquiries, resolving complaints and processing customer request in an efficient and timely manner.
- Minimize potential loss by maintaining a high level of awareness and alertness.
- Generating new businesses and ensuring renewable businesses are renewed through our online platform/digital channel.
Qualifications
- Minimum of Bachelor’s Degree / HND in Marketing; 2.1
- 3-5 years’ experience as an e-commerce/digital marketing personnel
- Applicant must have relevant certification in sales or e-commerce marketing
- Applicant must be computer literate especially in use of MS suite.
- Applicant must be very versatile and highly active on all social media platforms and must have credible track record of insurance e-commerce
- Applicant must have advanced knowledge of general and life insurance business as well as insurance industry regulations.
Additional Information
- Sound knowledge of prevailing procedures and techniques in e-commerce.
- Confident and dynamic personality.
- Strong creative outlook.
- Self-motivated with strong leadership and team player skills
- Knowledgeable of retail service industry preferred
- Applicant must be knowledgeable about relevant trends and innovations in e-commerce
- Ability to work on a team and lead projects
- Excellent organization skills
- Unmatched supervision, research, and troubleshooting skills.
- Exceptional consulting and quality assurance abilities.
- Ability to tackle the demands of ever-evolving technology with ease
- Required proficiency with desktop applications including Microsoft PowerPoint, Excel, Word, etc.
- Good command of English
- Ability to work in a fast pace environment with limited resources.
How to Apply
Interested and qualified candidates should:
Click here to apply online
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