Job Vacancies at Rich-Oak

Rich-Oak is a fast growing investment, micro-lending and cooperative organisation dedicated to providing financial solutions to all classes of Nigerians. We have a vision of making two-third of Nigeria`s population financially free.

We are recruiting to fill the position below:

Job Title: Loan Officer

Location: Federal Capital Territory, Nigeria

Duties

  • Meet with loan applicants to gather personal information and answer questions to evaluate their loan application and risk.
  • Assist to answer all loan services and customer phone calls.
  • Explain to applicants the types and terms of each loan to determine a loan that is suitable for their specific needs
  • Manage all loan payment methods and prepare all loan submission document
  • Track and maintain credit and loan information
  • Manage all communication with internal departments to facilitate all loan process.
  • Seek out new loan clients by contacting organizations and people.
  • Work with existing clients to strengthen relationships, encourage referrals and enhance your relationship among others seeking loans

Qualifications/ Requirements /Skills

  • Minimum qualification of B.Sc in Finance and Social Management related courses
  • Professional certification is an added advantage
  • Be a good judge of character
  • Willingness to learn and grow in the job
  • 2 years experience will be highly considered as an edge
  • Outstanding interpersonal and communication skills
  • Understanding of loan regulations
  • Excellent decision-making skills in emergencies
  • Knowledge of computer office tools in getting job done
  • Mental stamina in processing loans
  • Customer service-oriented with exceptional sales skills.

Job Title: Investment Officer

Location: Abuja
Job Field: Sales / Marketing
Job Type: Full Time

Duties

  • Initiate cold and warm calls to prospective leads; schedule follow-up calls to publicize company products, current promotions and discounts.
  • Identify and exploit business opportunities by extensive research on prospects and their businesses.
  • Collaborative and individual design and recommend tailor-made investment solutions to current and prospective clients based on client need analysis
  • Organize, promote and sell all investment products through locked-in contacts ; strengthening established relationships through marketing calls
  • Achieve agreed upon sales targets and outcomes within stated time frame
  • Keep and maintain accurate log of all scheduled market calls, customer/client engagement status, and customer complaints
  • Prepare and analyze reports on client interest and need analysis, innovative solutions (products), competitive activities, and feasibility market survey to management.
  • Establish and forging sustainable relationships with customers by providing support and guidance role function
  • Research and recommend new industry opportunities and service improvement.
  • Continuous self-development by maintaining professional and technical knowledge and adopting constructive manager feedback
  • Ensuring quality assurance in identifying product improvements and new products in cognizance with industry trends, market activities, and competitors
  • Continuous education on the benefits of savings and investing in the business to prospective and current clients
  • Adhering to the organization standards and benchmarking to state-of-the-art sales or marketing practices
  • Develop and deploy individual and team strategies to bolster sustainable sales

Qualifications/ Requirements /Skills

  • Confidence and Perseverance.
  • Bachelor’s degree in Business Administration, Business Management, Marketing,Economics or related field is preferred.
  • Sound knowledge of sales strategies and industry regulations.
  • Banking experience required
  • Proven track record of achieving sales targets.
  • Impeccable customer service skills
  • Excellent relationship management, interpersonal communication skills, both verbal and written
  • Sales-driven, results-driven, and target-driven attitude
  • Highly motivated with an aptitude for persuasion and negotiation and consultative sales skills.
  • Exceptional work ethic.
  • Ability to meet and/or exceed monthly and quarterly sales quotas.
  • Proficient use of PowerPoint for client presentation
  • High energy level, motivated and target driven with a proven track record in sales environment.

Deadline: 13th July, 2020.

How to Apply
Interested and qualified candidates should send their CV to: careers.loan@rich-oak.com with “Loan Officer” as the subject.

Note: Only eligible candidates will be contacted. We appreciate your time and response, and we hope to be in touch shortly.


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