Employment Opportunities at Mutual Benefit Life Assurance Limited

Job Title: Loan Review Officer

Location: Oyingbo, Lagos
Job Type: Full-time

Job Description
The specific and general functions of the Review Officer are as stated below:

Review of all company loan and asset Management:

• Monthly reconciliation of loan before deductions.
• Ensuring full rendition of disbursement, settlement and deduction reports.
• Collating and submitting of deduction schedule.
• Refund of customers.
• Identified accounts that are above sanctioned limits, pending payments and non-performing loans.
• Generates a detailed list of non-performing loans according to severity of delinquency.
• Ensure a second level review of loan before disbursement, settlement and deduction reports.
• Accounting for accurate and proper document vetting, loan document scanning and transaction data capturing by the loan operators.
• Ensure that all loans and asset products of the company are reviewed within the TAT.

Budget & performance Management:

• Track DSEs performance at the State Level.
• Controls expenses to meet the state budget.
• Provides timely feedback (daily, weekly, monthly and Quarterly reports) to the Public Sector Head.

Risk Management and Capacity Development:

• Ensure the State NPL and PDOs are within set thresholds and always below company’s average.
• Ensures adherence to all company policies, procedures and business ethics codes are communicated within the team in the states.

Relationship Management:

• Ensure that all DSEs meet and/or exceed their monthly budget.
• Maintains contact with key decision makers within the state to ensure high levels of client satisfaction and business continuity.
• Manage internal relationship within the state.

Leadership and Capacity Building:

• Delegate authority and responsibility with accountability and follow up.
• Set examples for DSEs in areas of personal character, commitment, organizational and selling skills and work habit.
• Conduct regular training, coaching and counseling within the DSEs in the state.

Qualifications
The minimum entry requirement for this role is:

• A good HND / Bachelor’s degree in Accounting, Finance or any Social Science field, professional qualification in a related field will be an added advantage.
• Minimum of 2 years of experience in similar roles.

Skill, Knowledge and Abilities:

• Advanced proficiency in the use of Excel and Accounting software
• Ability to work independently and within a team.
• Must have strong communication and relationship management skills.
• Analytical skills.
• Good presentation skills.
• Must be able to prioritize responsibilities and must be highly spontaneous.
• Must demonstrate high level of initiative, creativity and ability to think outside the box.
• Good interpersonal skills
• Strong understanding of customer and market dynamics and requirements.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Direct Sales Executive (DSEs)

Location: Oyingbo, Lagos, Nigeria
Job Type: Full-time

Job Objective

• To Develop and manage the company’s products and all sales activities in assigned market, drive to achieve targets, budgets and results, providing optimum levels of maximum profitability and growth in line with the company’s vision and values.

Job Description
The specific and general functions of the Direct Sales Executive (DSE’s) are as stated below:

Marketing and Sales Management:

• To sell and market all company retail loans and asset product in peculiarity of the business in that State
• Develops a business plan and sales market strategy for the State that ensures attainment of sales goals and profitability.
• Establishes plans and strategies to expand the customer base in the state
• Initiates and develop plans to penetrate new markets in the various MDAs within the State.
• Analyze financial statement to determine customers’ credit status.
• Initiate and follow up the sales process from initial contact phase till closure.
• Research and analyze sales options and identify business opportunities.
• Develop and maintain productive business relationships with all prospects, partners and clients.
• Follow up on loan repayment in accordance to repayment schedule.
• Serve as point of contact to customers and respond to their needs.
• Budget & performance Management:
• To provide daily, weekly and monthly report for the Business Head at the State Level.

Risk Management and Capacity Development:

• Ensure proper KYC in other to eradicate State NPL and PDOs are within set thresholds and always below company’s average.
• Ensures adherence to all company policies, procedures and business ethics codes are communicated within the states of operation.

Relationship Management:

• Ensure that monthly set target is meet and/or exceed.
• Maintains contact with key decision makers within the state to ensure high levels of client satisfaction and business continuity.
• Manage internal relationship within the state.

Qualifications
The minimum entry requirement for this role is:

• A good HND / Bachelor’s degree in a Social Science field, professional qualification in a related field will be an added advantage.
• Minimum of 2 years of experience in sales and similar roles.

Skill, Knowledge and Abilities:

• Ability to work independently and within a team.
• Must have strong communication and relationship management skills.
• Market research and analytical skills.
• Good presentation skills.
• Must be able to prioritize responsibilities and must be highly spontaneous.
• Must demonstrate high level of initiative, creativity and ability to think outside the box.
• Advanced selling and interpersonal skills
• Strong understanding of customer and market dynamics and requirements.

How to Apply
Interested and qualified candidates should:
Click here to apply online