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Business and Finance

Risk Analyst in a Reputable Financial Institution

Jofad Consulting Limited – Our client is a well-capitalized Financial institution in Abuja and is currently seeking to employ a qualified candidate for the vacant position below:

Job Title: Risk Analyst

Location: Abuja

Requirements
The ideal candidate:

  • A First Degree in Economics, Finance or any other discipline
  • Master’s Degree is an added advantage.
  • Must have at least 3 – 5 years cognate experience in Mortgage Banking
  • Professional Certification is an added advantage
  • Must have experience in Mortgage loan origination & Mortgage lending
  • Knowledge of relevant lending ratios is an added advantage.
  • Must be proficient in the use of Microsoft Office Suite ·
  • Must be able to work with minimum or no supervision
  • Must have good communications skills
  • Must have good reporting and analytical skills.

Duties and Responsibilities

  • Evaluate customers’ loan applications in line with the bank’s credit policy. Carry out verification of customer’s businesses and preparation of loan verification reports.
  • Loan Monitoring and preparation of loan status report.
  • Predict the future trends from the current developments in the market and recommend the management accordingly to plan the strategies
  • Preparation of statutory reports.
  • Evaluating clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them.
  • Preparing reports about the degree of risk in lending money to Customers
  • Analyzing client records and using the data to recommend payment plans
  • Evaluating the financial status of clients by analysing financial ratios through computer programs
  • Analyze financial statements such as profit and loss, company budget and employee headcount reports.
  • Ensure compliance to target market, risk acceptance criteria and overall Credit policy
  • Continuously analyze and recommend improvement on credit risk management framework, processes and systems.
  • Ensure proposed facility are structured appropriately in line with transaction dynamics
  • Any other function as assigned by Management.

Deadline: 4th December, 2020.

How to Apply
Interested and qualified candidates should send their CV to: jofadconsulting@gmail.com stating the Position applied for as the subject of the email.

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