GTI Microfinance Bank Limited is a leading Nigerian Investment Banking group with proven expertise in Financial Advisory, Securities Dealing (Fixed Income and Equities), Asset Management and Private Equity”. We have strong capacity in financial services delivery.
We are recruiting to fill the position below:
Job Title: Recovery Officer
Location: Lagos Island, Lagos
Employment Type: Full-time
Job Description
- To reduce substantially bank PAR through daily loan monitoring
- Monitoring of the bank loan portfolio at risk from appraisal level to full recovery
- Weekly review of the bank Portfolio at risk at the credit management meeting every Thursday
- Ensuring close contact with loan officers on their default clients, provide support for them in the area of joint visit for recovery, calls and letters to some of the defaulters as the need arises
- Liaise with the Bank Police Officer to follow up with the cases of banks’ defaulters, as to collect any money been paid to them very quickly.
Requirements
- Bachelor’s Degree qualification.
- Minimum of 2 – 3 years Recovery experience.
Job Title: Digital Credit Analyst
Location: Lagos-Island, Lagos
Employment Type: Full-time
Job Description
The digital credit analst must be able to perform the underlisted job functions with little or no trainning:
- Evaluating and reviewing of client’s credit proposal for approval or rejection based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.
- Preparation of Credit Appraisal Memorandum (CAM) for Management and Board consideration and Approval
- Conducting credit search from an approved Credit Bureau for facilities of N50,000 and above
- Booking of loans in line with approved terms and conditions for the MD’s approval
- Proper documentation and updating of the loan files
- Follow up and monitoring of disbursed loans to ensure timely repayment
- Recovery of delinquent loans and advances
- New products development and review of existing ones
- Develop, review and update the bank’s credit policies.
- Attend Management Credit Committee, Strategic Business Unit (SBU) and Management Meetings
- Organized in house training for the staff
Render timely report to regulatory bodies (CBN, NDIC, e.t.c) when required:
- Preparing monthly Portfolio AT Risk (PAR) with a summary of loan loss provision required
- Meet set deliverables.
Requirements
- Bachelor’s Degree qualification.
- Applicants must have 5 years minumum digital credit Analsty experience in a banking sector.
How to Apply
Interested and qualified candidates should send their CV to: employmentinn@gmail.com using the Job Title as mail the subject.
Application Deadline 20th February, 2021.
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