Spectrum Microfinance Bank is a customer-centric retail financial institution driven by technology; licensed by the Central Bank of Nigeria (CBN) to support economic growth and development through microfinancing. Spectrum Microfinance Bank offers savings, loan, and investment opportunities to a wide range of customers with the aim of creating self-sufficient individuals and sustainable businesses.
We are recruiting to fill the position below:
Job Title: Loan Officer
Locations: Trade Fair and Alaba, Lagos
Employment Type: Full-time
Responsibilities
- Creating and managing own loan portfolio
- Screening prospect’s eligibility, opening loan applications and arranging appointments with clients
- Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors, and preparing a complete loan assessment according to the bank’s credit procedures
- Ensuring high-quality standards of the bank’s credit portfolio
- Participate in market storms, community fairs, and cluster marketing initiatives.
- Cross-selling of bank products and services.
- Conduct objective knows your customer (KYC) process before loan disbursement.
- Loan disbursement and loan repayment collection from customers of the bank.
Requirements
- Candidates should possess a Bachelor’s Degree with 1 – 5 years work experience.
Salary
N50,000 – N100,000 monthly.
Deadline: 31st March, 2022.
Method of Application
Interested and qualified candidates should send their CV to: careers@spectrummfb.com using the Job Title as the subject of the email.
Note: Only qualified candidates will be contacted.
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