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International / Multinational

Risk / Credit Analyst at Greengates Group Limited

Greengates Group Limited is a multinational and majorly family held equity company established over 22 years ago to provide world class products and services in all the countries it operates. From a vantage position, presence and partnerships with time tested and successful institutions in major industrialized and commercial capital in Europe, North America and Asia, we have acquired a world class solution to meeting our customers.

We are recruiting to fill the position below:

Job Title: Risk / Credit Analyst

Location: Lagos

Job Overview

  • We are hiring for a talented Credit/Risk Analyst professional to join our team.

Responsibilities

  • Analyze data to better understand potential risks, concerns and outcomes of decisions
  • Aggregate data from multiple sources to provide a comprehensive assessment
  • Create reports, summaries, presentations and process documents to display results
  • Collaborate with other team members to effectively analyze and present data
  • Develop systems and processes for gathering and storing data for future analytic projects
  • Conduct research into potential clients and understand the risks of accepting each one
  • Identify economic and financial trends that may present a risk to the company
  • Monitor internal and external data points that may affect the risk level of a decision
  • Ensure that clients interested in taking loans are given the necessary information to access the loan.
  • Collection of needed financial information/ documentation and assessing the clients’ credit worthiness.
  • Calculation and analysis of risk ratios of clients based on the client’s credit score and financial history.
  • Recommendation of loans for approval/ Denial based on thorough analysis of client’s credit request.
  • Maintaining the loan portfolio.
  • Setting up payment plans for clients, and ensuring approved loans are promptly disbursed in line with management approval.
  • Loan monitoring to ensure loan customers are keeping to the terms and conditions of the loan.

Qualifications

  • Interested candidates should possess minimum of an OND / HND / B.Sc Degree
  • One to five years of experience as an analyst in a similar company or related field
  • Demonstrated ability to prioritize tasks and meet daily deadlines for projects
  • Strong written and verbal communication skills to inform managers and other stakeholders of results
  • Proficiency in Microsoft Excel, Access, Visio and other analysis programs
  • Ability to manage multiple projects and programs at the same time to complete work
  • Critical thinking skills with the ability to independently solve problems with data
  • Quantitative and analytical skills with a demonstrated ability to understand new analytical concepts
  • Basic knowledge of programming languages, such as SQL and Python
  • Presentation skills, including public speaking and presentation creation using PowerPoint or a similar program
  • Excellent knowledge of loan application procedures and best lending practices.
  • Exceptional analytical skills and the ability to work with complicated financial data.
  • Strong ethical behaviour and the ability to work with sensitive financial information.
  • Ability to analyze the business of clients and identify the credit risk associated with it and recommending mitigants where necessary.

Salary

  • N150,000 – N200,000 monthly.

Deadline: 15th June, 2022.

Method of Application
Interested and qualified candidates should forward their CV to: recruitments@greengatesgroup.com using the Job Title as the subject of the mail.

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