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Credit Analyst at GTI Microfinance Bank Limited

GTI Microfinance Limited was incorporated in August 2007 as a limited liability company and started its operations in 2008 at No. 127 Obafemi Awolowo Road, Ikeja. In October 2013, it was licensed as a State Wide Microfinance Bank and moved its Head Office to No. 4 Tinubu Street, Central Business District, Marina Lagos. Other branches are located at Mushin, Abattoir in Agege, Surulere and Arena.

We are recruiting to fill the position below:

Job Title: Credit Analyst

Location: Marina, Lagos
Employment Type: Full-time

Job Description

  • Evaluating and reviewing of clients’ credit proposals for approval decision based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.
  • Preparation of Credit Appraisal Memorandum (CAM) for Board’s consideration and approval (Traditional).
  • Conducting credit search from an approved Credit Bureau for facilities.
  • Booking of loans in line with the credit policy and approved terms and conditions.
  • Proper documentation and updating of the loan files.
  • Collaborating with branches to achieve budgets on risk assets creation.
  • Prompt and accurate monthly update of loans on the Credit Bureau and CRMS portal.
  • Render timely report to regulatory bodies (CBN, NDIC, etc.) when required, especially when the HOD is unavailable.
  • Preparing monthly Portfolio AT Risk (PAR) with a summary of loan loss provision required when assigned.

Job Requirements

  • Candidates should possess a Bachelor’s Degree qualification.
  • 3 – 7 years work experience.

Deadline: 11th October, 2022.

Method of Application
Interested and qualified candidates should send their CV to: employmentinn@gmail.com using the Job Title as the subject of the mail.

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