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NGO / Non-Profit Associations

Vacancies at Progressive Advancement Centre for Entrepreneurship (PACE)

Progressive Advancement Centre for Entrepreneurship (PACE) is a Non- Governmental Organization (NGO) founded in July 2017, and registered with the Corporate Affairs Commission (CAC). PACE is Africa’s leading training and microfinance institute, committed to changing lives and ensuring a better tomorrow for all.

We are recruiting to fill the position below:

Job Title: Verification and Recovery Officer

Location: Oyo

Job Description

  • Responsible to ensure completeness of loan documents and assessing that each loan application is in compliance with Credit Policy & Procedures and other guidelines circulated from time to time.
  • Responsible to ensure that valid and accurate data input is made in credit MIS from source documents related to cash flow & Loan applications.
  • Perform other data checks to ensure that applicant is not defaulter of KBL or any other institutions using internal data checks /Credit History Assessment Report/ ECIB (as applicable).
  • Ensure to forward cases to RMD on daily basis
  • Pre-disbursement Borrower’s Verification
  • Ensure defined % of borrowers’ verification as per applicable protocols.
  • Major responsibility is to verify credit worthiness, reputation and repayment capacity of the applicant and guarantor based on local knowledge & demographics.
  • It includes verifying genuineness & reliability of information on ILA & group formation and cash flow form.
  • Ensuring existence of borrower and guarantor & their businesses (economic activity) through verification of home & business addresses etc. and interacting with applicants / guarantors to assess whether borrowers and guarantor know & understand important loan terms, repayment amounts, due date of repayments and guarantee concept and their obligations in case of non-payment.
  • To identify Service quality lapses or breach of ethical / professional behavior by sales teams / ROs.
  • To identify any severe nature non-compliance during verifications & initiating loan application cancellation.
  • Reporting, Record/Data Maintenance and System Security
  • Ensure adequacy and timeliness of daily / weekly / monthly reports as per schedule & guidelines.
  • Maintain related records /data / information, etc as per defined procedures.
  • Maintain & secure Credit MIS / files from unauthorized access, programs and use and ensure compliance of IT security policy.
  • Co-ordination in the Branch
  • Coordinate & align activities with branch management to cope with seasonal business fluctuations & credit cases flow.
  • Ensure following defined turnaround times for each activity to better client service.

 

Job Title: Marketing Officer

Location: Oyo

Job Description

  • Evaluate, authorize, or recommend approval of credit loans.
  • Advise borrowers on financial status and methods of payments.
  • Meet with Applicants to Determine Loan Needs
  • Meet with prospective applicants.
  • Build rapport with the applicant and find out the reason for needing a loan.
  • Gather Loan Information Based on Specific Loan Needs
  • Gather the various personal and financial information necessary to see if the applicant qualifies for a loan.
  • Analyze and Verify Applicant Financial Information
  • Use keen attention to detail and knowledge of the loans we offer to analyze applicant financial information and determine the most likely path to success.
  • Explain Different Loan Options Available to Applicants
  • Use analysis to offer loans for which the applicant has a realistic chance of approval.
  • Present Approval and Rejection Decisions to Management
  • Follow up to ensure prompt and complete repayment of loans.

 

Deadline: 22nd March, 2019.

How to Apply
Interested and qualified candidates should send their Cover Letter and detailed CV to: enquiries@pacecentre.org and greatk553@yahoo.com

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