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Business and Finance

Credit Analyst Job in a Financial Institution

Michael Stevens Consulting – Our client, a Financial Institution is recruiting to fill the position below:

Job Title: Credit Analyst

Location: Rivers

Job Brief

  • We are looking for a professional Credit analyst to determine our customers’ creditworthiness.
  • You will analyze financial data to assess the likelihood of a borrower honouring their financial obligations.

 

Requirements

  • Proven working experience as a credit analyst
  • Proficiency in statistical packages and financial software
  • Up to date with legal, compliance and market risk related issues
  • Ability to analyze cash flows, leverage, collateral and customer strength
  • Strong communication and presentation skills
  • Sound judgement
  • BS degree in Economics, Banking and Finance or related field
  • Minimum 1 year experience in Financial Institution.

Responsibilities

  • Assess credit worthiness of existing or prospective clients
  • Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc)
  • Complete ratio, trend and cash flows analyses and create projections
  • Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
  • Determine in depth the degree of risk involved
  • Carefully analyse data and produce clear and objective reports
  • Routinely monitor loans for compliance
  • Adhere to credit policy and guidelines
  • Monitor corporate portfolio asset quality on an ongoing basis
  • Draft models of credit information that predict trends and patterns.

Deadline: 25th February, 2020.

How to Apply
Interested and qualified candidates should send their CV to: recruitment.ph@michaelstevens-consulting.com With the Job Title as Subject.

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