Loan Officer at Baobab Microfinance Bank

Baobab Microfinance Bank formerly known as Microcred Microfinance bank is a leading digital financial inclusion group and more focusing on serving individuals, micro and small business in Africa and China. We allow you to unleash your potential with a target to become the first digital microfinance bank in Nigeria.

We are recruiting to fill the position below:

Job Title: Loan Officer

Locations: Ajah, Mushin & Orile, Lagos
Employment Type: Full-time

Main Responsibilities
Pre-loan Disbursement:

  • Promote/market Baobab’s products to prospective clients
  • Analysis of quantitative and qualitative data of client businesses and households
  • Prepare loan documents for Credit Committee
  • Present loan files to Credit Committee
  • Enter loan files in the MIS.
  • Visit and evaluate potential client businesses
  • Visit client’s personal house
  • Visit Co-debtor, guarantor’s house and businesses
  • Analyze financial data of clients’ businesses

Post-loan Disbursement:

  • Conduct monitoring visits to businesses and households
  • Follow-up on loan repayment
  • Manage loan recovery from active and write-off clients until the last
  • Assess the impact of a loan before renewal.

Job Requirements

  • Minimum of HND qualification
  • Basic Knowledge in accounting, finance and mathematics
  • Previous work experience or training in sales (preferred)
  • Applicants must be between the age of 20 – 35 years.

Required Skills:

  • Fluent in English (written/spoken)
  • Detail-oriented
  • Target oriented
  • Articulate and well-spoken
  • High level of integrity
  • Dynamic and motivated individuals who like to work outdoors.

Deadline: 31st August, 2021.

How to Apply
Interested and qualified candidates should send their CV to: using the Job title and location as the subject of the email. (E.g “Loan Marketer – Orile” or “Loan Marketer Mushin” or “Loan Officer Ajah”).


  • Applicants must reside within the region they are applying for.
  • Multiple applications can lead to disqualification.


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