Business and Finance

Job Opportunities at Ave Maria Microfinance Bank

Ave Maria Microfinance Bank (AMMFB) of the Catholic Diocese of Oyo is a faith-based, non-bank micro finance institution established by the Catholic Diocese of Oyo to cater for all people, with emphasis on the poor and the vulnerable irrespective of religion, race, age or gender that are financially excluded. Ave Maria MFB promotes holistic human development and strategic actions against ills of the society towards the realization of a just and egalitarian community through animation, conscientization, awareness, training, advocacy, supports, mobilization networking and Entrepreneur Development and Micro- Credit Programme.

Ave Maria has been in existence since 2009 as a department under a Non Government Organization called Justice Development & Peace Movement Oyo Diocese incorporated on 5th February 2007 by the Corporate Affairs Commission, Abuja, with RC NO CAC/IT/NO 22933 as Non-Profit Organization.

We are recruiting to fill the position below:

Job Title: Head of Operation

Location: Iwere Ile (Iwajowa Local Gov’t), Oyo
Employment Type: Full-time


  • Supervise and coordinate branch operations activities on a daily basis.
  • Maintain a highly motivated, skilled, and trained workforce with operations.
  • Ensure that all activities and processes undertaken by the operations unit conform to set standards pertaining to banking policies.
  • Ensure technical, banking, and operation policies are efficiently and appropriately achieved.
  • Manage centralized loan processing and account opening functions to ensure efficiency, quality, and control over loan creation and completeness of Know Your Customer (KYC) / Anti-Money Laundering (AML) activities.
  • Vault balancing.
  • Central Operations – Account Services, Clearings, Payments, Cash Management and Reconciliation.
  • Card Operations – Account Services, Reconciliation of the Bank’s debit card activities
  • Safeguard customer data and protect against fraud through management of authorization levels and access rights.
  • Treasury Operations – FI Transaction activity and 3rd Party Funds / Investment.

Requirements & Qualifications
Applicant must possess the following qualifications:

  • Minimum of B.Sc / HND qualification from a recognized institution in any discipline.
  • Minimum of 3-5 years experience in Banking/Microfinance institutions will be an added advantage.
  • MCP Certification in microfinance banking will be an added advantage.

Benefit / Packages
We offer an attractive remuneration package and opportunities for career and personal development.


Job Title: Finance Manager / Head of Finance

Location: Iwere Ile (Iwajowa Local Gov’t), Oyo
Employment Type: Full-time
Job Field: Finance/ Accounting

Job Description

  • This position reports to the CEO and serves as an integral member of the senior management team wearing the hat of Head of Finance.
  • As the Head of Finance, the candidate will be responsible for developing, monitoring, and evaluating overall corporate strategy with the CEO and other departments with emphasis on bottom-line performance, working capital, and enhancing shareholder value. This position will provide useful financial insights to help make better decisions about formulating and executing our strategy.
  • All financial matters, including budget development, planning & reporting; managing the accounts, payroll, and financial reporting of business performance.
  • To work as part of the Senior Management team to contribute financial and operational expertise in the development and implementation of organizational strategies, policies, practices, funding proposals, and applications.
  • To interact with the Board of Directors, Finance & Audit Committees, by providing financial reports and information to ensure sound financial structure.
  • Play a significant role in long-term planning, including an initiative geared toward operational excellence.
  • Oversee overall financial management, planning, systems, and controls.
  • Management of budget in coordination with the Chief Executive.


  • Responsible to the CEO and BOD
  • Supporting the CEO and investors in additional fundraising, due diligence, mid-term financial planning, and exit strategy.
  • Presenting Board Packs to the Leadership team and backers.
  • Establishing KPIs and reporting metrics.
  • Preparation of monthly, quarterly, and annual financial statements.
  • Annual budgeting and forecasting for all business units.
  • On-going business performance review.
  • Analyzing operational analysis and preparing meaningful MI to enhance corporate decision-making.
  • Providing finance-related advice for new product analysis covering accounting, billing, risk management, and taxation.
  • Assisting in contract negotiations with suppliers.
  • Establish internal control processes required to manage and grow the business
  • Drive the annual budget process and the monthly reporting.
  • Effectively lead the finance/accounting/operations team by developing and coaching existing teams and by hiring and retaining top-grade talent.
  • Develop and implement a financial risk management policy.
  • Effectively manage bankers, board of director, suppliers, and other financial relationships

Regulatory & Statutory Relationship:

  • Oversee the coordination and activities of independent auditors (Internal and External Auditors).
  • Coordinates regulatory and supervisory functions.
  • Manages relationship with regulatory and statutory bodies, i.e. NDIC, CBN, FIRS, LIRS, etc.
  • Reviews and manages the Financial Risks undertaken by the business, and demonstrates a good understanding of the risk profile of the company whilst reporting risk issues, and mitigating all identified risks.

Qualifications and Requirements

  • A minimum of OND in Marketing, Business Administration, or related discipline.
  • The candidate should possess good marketing, customer service & interpersonal relation skills.
  • The candidate should have 1-3 years of experience in a related role.
  • Proficiency in the use of Microsoft Packages especially Excel, Word, PowerPoint and etc is mandatory.

Skills and Competencies:

  • Strong budget and management skills, including proven ability to manage projects/processes.
  • Ability to adapt to change quickly and multi-task.
  • Excellent ability as a consultant/negotiator to influence company senior management and Board of Directors.
  • Ability to deal with ambiguity, tight timelines, multiple priorities, and demanding Customers, in a fast-moving, constantly changing environment.
  • The high degree of professionalism, maturity, and confidentiality.
  • Strong oral, written interpersonal, and presentation skills.
  • Strong People skills- Building Collaborative Relationships, highly developed, demonstrated teamwork skill.
  • Demonstrated ability to see the big picture and provide useful and strategic advice and input across the company and on the executive team.
  • Creative and forward-thinking skills.
  • Strong analytical and problem-solving skills.
  • Ability to work within and manage a team of professionals, guiding and coordinating towards achieving common objectives.
  • Strong Leadership skills.
  • Strong ethics.
  • Responsible for presenting and reporting accurate and timely historical financial information of the Company.
  • Responsible for capital planning and allocation as well as balance sheet optimization.
  • Reports financial status by developing forecasts; reporting results; analyzing variances; developing improvements.
  • Coordination of financial reports within the Company.
  • Demonstrates an excellent understanding of Fintech financials as well as advanced business finance and performance analysis.

Benefit / Packages
We offer an attractive remuneration package and opportunities for career and personal development.


Job Title: Head, Internal Control and Compliance

Location: Iwere Ile (Iwajowa Local Gov’t), Oyo
Employment Type: Full-time

Job Description

  • Ensure compliance on report rendition to regulatory bodies Monthly.
  • Ensure compliance to the bank rules, policies, and regulations daily.
  • Reconciliation of correspondent bank accounts to ensure transactions are not outstanding beyond 2 weeks and bringing the exercise up to date monthly.
  • Review of the statutory returns to regulatory authorities and government agencies to ensure accuracy and timely rendition monthly.
  • Customers’ visitation for random deposit verification weekly.
  • Review the accuracy and reliability of financial transaction records – cash deposits, cash withdrawals, treasury bills investments, fixed deposits, and funds transfer daily.
  • Engage in loan recovery and reconcile customers’ loan accounts for closure when the need arises.
  • Involve in the thorough review of the bank’s accounting software for efficiency daily.
  • Review credit or loan files for compliance daily.
  • Review accounting records to ensure proper and compliance with the company’s extant policies daily.
  • Review and recommend changes to some of the company’s policies to ensure adequate control daily.
  • Conduct cash counts of vaults daily.
  • Reviewed customers’ account opening documents for compliance with Know Your Customer (“KYC”) policy and anti-money laundering requirements daily.
  • Ensure compliance with the bank’s policies and conduct daily, weekly, and monthly General Ledger (GL) reviews for reconciliation.
  • Handle customer complaints (Fraud, disservice, etc). When the need arises.
  • Review expenses & payments. Daily
  • Conduct sweep exercise and spot check on tellers and account officers.

Requirements & Qualifications

  • Candidate must have at least 3 – 5 years of Microfinance Bank experience in internal control.
  • Minimum of B.Sc or HND.
  • MCIBN certification will be an added advantage.

Benefit / Packages
We offer an attractive remuneration package and opportunities for career and personal development.


Job Title: Managing Director

Location: Iwere Ile, Oyo
Employment Type: Full-time

Job Description

  • Experience in financial services.
  • A proven record of success at the senior management level, preferably in the microfinance banking industry.
  • Wide knowledge of the microfinance banking industry.
  • An understanding of financial management and wider management principles and techniques.

Qualifications and Requirements

  • A minimum of B.Sc / HND in any Finance or Business related discipline
  • MBA/CIBN Certification.
  • The candidate should have Not less than 8 years post qualification experience, a minimum of 5 years in the financial services industry, and a minimum of 3 years at the senior management level.


  • Analytical and presentational skills.
  • Knowledge of statutory requirements.
  • A very high level of commercial awareness.
  • Leadership skills.
  • Excellent communication skills.
  • Excellent organizational skills.
  • Excellent analytical and problem-solving skills.
  • Excellent credit analysis skills.

Benefit / Packages
We offer an competitive remuneration package and opportunities for career and personal development.


Job Title: Head of Credit and Marketing

Location: Iwere Ile (Iwajowa Local Gov’t), Oyo
Employment Type: Full-time


  • Lead the design and implementation of all marketing strategies to achieve the goals for all the microfinance banking products.
  • The Head of Credit & Marketing is expected to provide leadership within the Micro-Finance bank to ensure timely and successful development and implementation of the banking product and service ideas.
  • Head of Credit and Marketing is responsible for Supervision of all Business Development initiatives, Personnel, and Resources.
  • Provide effective leadership guidance in business development strategy.
  • Achieve the overall profitability target of the microfinance bank.
  • Implement and execute regular sales activities to generate business.
  • Direct and organize sales presentations to prospects.
  • Organize and direct staff to ensure successful execution of design strategies.
  • Interview prospective clients.
  • Inspect prospective client’s business to ascertain its viability and assessment of collateral
  • Write reports for granting of loan facility
  • Monitor approved loans and advise clients on good management practices
  • Consistently adhere to regulatory standards.
  • Banking experiences an advantage.

Qualifications and Requirements

  • Candidates should possess a BA / B.Sc / HND, MBA / M.Sc qualification.
  • Minimum of 3-5 years of work experience, preferably in brand management.
  • Direct experience in Brand development and marketing of products.
  • Experience in communications, advertising, and if possible PR.

Benefit / Packages
We offer an attractive remuneration package and opportunities for career and personal development.

How To Apply
Interested and qualified candidates should send their CV to: using the Job Title as the subject of the email.

Selection / Interview

  • Please note that shortlisted candidate(s) will be invited for an interview via SMS and Telephone Call (s).


Application Deadline 20th June, 2021.

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