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Business and Finance

Credit Officer at Victory Empowerment Center (VEC) Microfinance Institution

Victory Empowerment Centre Microfinance Institution is a non-Governmental organization with prime objective of improving quality of living of the active poor through micro credit facilities.

We are recruiting to fill the position below:

Job Title: Credit Officer

Locations: Lagos, Abia, Akwa Ibom and Ogun
Employment Type: Full-time

Job Description

  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Update job knowledge on types of loans and other financial services
  • Maintain and update account records
  • Assess customer needs, explore all options and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
  • Οperate in compliance with laws and regulations and adhere to lending compliance guidelines.

Requirements

  • A Smart NCE / OND / HND /B.Sc Holder in any discipline.

Skills:

  • Computer savvy.
  • Must possess a Smart phone.
  • Communication /marketing skills
  • Problem solving skill
  • Ability to pay attention to detail
  • Ability to multi task.

Remuneration
N58,000 – N65,000 monthly.

Deadline: 29th June, 2022.

Method of Application
Interested and qualified candidates should forward their CV to: career.hr@victorycentre.org using the Job Title and State of preference as the subject of the email.

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