Head – Credit Processing at GTI Microfinance Limited

GTI Microfinance Limited was incorporated in August 2007 as a limited liability company and started its operations in 2008 at No. 127 Obafemi Awolowo Road, Ikeja.

In October 2013, it was licensed as a State-Wide Microfinance Bank and moved its Head Office to No. 4 Tinubu Street, Central Business District, Marina Lagos. Other branches are located at Mushin, Ikeja, Abattoir in Agege, andSurulere.

We are recruiting to fill the position below:

Job Title: Head – Credit Processing

Location: Lagos Island, Lagos
Employment Type: Full-time

Job Description

  • Evaluating and reviewing of clients’ credit proposals for approval decision while also maintaining a good balance between returns and risk exposures.
  • Preparation of Credit Appraisal Memorandum (CAM) for Board’s consideration and approval
  • Conducting credit search from an approved Credit Bureau for facilities of N50,000 and above
  • Booking of loans in line with the credit policy and approved terms and conditions.
  • Proper documentation and updating of the loan files
  • Collaborating with branches to achieve budgets on risk assets creation.
  • Make recommendation for review and update the bank’s credit policies as necessary.
  • Preparing monthly report on Portfolio AT Risk (PAR) with a summary of loan loss provision required
  • Preparing monthly credit performance reports (branch wise and product wise)
  • Follow up with IT Unit to ensure prompt and accurate monthly update of loans on the Credit Bureau and CRMS portal.
  • Attend Management Credit Committee, Strategic Business Unit (SBU) and Management Meetings
  • Training of staff for optimal productivity and mastery of Credit policies, practices and regulations.

Applicants must have the following criteria:

  • B.Sc / HND holder.
  • Managerial Credit Analyst experience of 5 years minimum.
  • Relevant professional membership.
  • Must have both Digital and Traditional Credit Analyst experience.

Deadline: 30th November, 2021.

How to Apply
Interested and qualified candidates should send their CV to: employmentinn@gmail.com using the Job Title as the subject of the mail.


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